Jette v. Bank of America, N.A., Settlement

Welcome to the Settlement Website for the class action lawsuit known as Jette v. Bank of America, N.A., in the United States District Court for the District of New Jersey.

If you currently or formerly (1) have a Bank of America credit card, (2) enrolled in Bank of America’s eBill AutoPay for your credit card, (3) selected the “Amount Due” payment option between June 4, 2014, and March 7, 2021, and (4) switched your payment option from “Amount Due” to “Account Balance” as of May 21, 2021, after making an “Amount Due” payment and being assessed interest, you may be entitled to benefits from a proposed class action settlement.

A settlement has been reached in a class action lawsuit pending in the United States District Court for the District of New Jersey entitled Jette v. Bank of America, N.A., Case No. 2:20-cv-06791-SDW-LDW (the “Action”). In the Action, Plaintiff alleges that Bank of America, N.A. (hereinafter “BANA”), violated the New Jersey Consumer Fraud Act, breached uniform credit card agreements, breached the covenant of good faith and fair dealing, and was unjustly enriched due to its actions in not adequately disclosing that the “Amount Due” payment option offered in connection with BANA's eBill AutoPay for BANA credit cards was the same as paying the “Minimum Amount Due” and would result in payment of only the minimum amount due and not the full amount due, which resulted in customers choosing “Amount Due” when they intended to pay the account balance.

BANA strongly denied all of Plaintiff’s claims; denied all allegations of wrongdoing, fault, liability, or damage of any kind to Plaintiff or the Settlement Class; denied that it acted improperly or wrongfully in any way; and entered into this Settlement to avoid burdensome and costly litigation. The Settlement was not an admission of wrongdoing.

The Settlement resolved the lawsuit. The Court did not decide who was right. Relief will be made available after any appeals are resolved now that Final Approval has been granted by the Court. Please check this website for any updates.

Please read the Long-Form Notice and this website carefully.

Summary of Your Legal Rights and Options in This Lawsuit

Do Nothing and Receive a Check	Do nothing. You will receive a payment without the need to file a claim form and you will also release your right to sue BANA and others.
Exclude Yourself From the Settlement by September 11, 2021	The deadline to exclude yourself from the Settlement was September 11, 2021.
Object by September 11, 2021	The deadline to object to the Settlement was September 11, 2021.
Go to the Hearing on November 17, 2021	The Court held a Final Approval Hearing and entered the Final Order and Judgment on November 17, 2021. Class Counsel answered any questions the Judge may have had, but you were welcome to come at your own expense. If you submitted an objection, you did not have to come to Court to talk about it. You may have also paid your own lawyer to attend, but it was not necessary.

Your rights and options—and the deadlines to have excerised them—are explained in the Frequently Asked Question (FAQ) page of this website.

Unless otherwise noted, capitalized terms have the same meaning as in the Settlement Agreement.

The Court held a Final Approval Hearing and entered the Final Order and Judgment on November 17, 2021. However there may still be appeals. Payment will be made after any appeals are resolved. Please be patient.