Welcome to the Settlement Website for the class action lawsuit known as Jette v. Bank of America, N.A., pending in the United States District Court for the District of New Jersey.

If you currently or formerly (1) have a Bank of America credit card, (2) enrolled in Bank of America’s eBill AutoPay for your credit card, and (3) selected the “Amount Due” payment option between June 4, 2014, and March 7, 2021, and (4) switched your payment option from “Amount Due” to “Account Balance” as of May 21, 2021, after making an “Amount Due” payment and being assessed interest, you may be entitled to benefits from a proposed class action settlement.

A proposed settlement has been reached in a class action lawsuit pending in the United States District Court for the District of New Jersey entitled Jette v. Bank of America, N.A., Case No. 2:20-cv-06791-SDW-LDW (the “Action”). In the Action, Plaintiff alleges that Bank of America, N.A. (hereinafter “BANA”), violated the New Jersey Consumer Fraud Act, breached uniform credit card agreements, breached the covenant of good faith and fair dealing, and was unjustly enriched due to its actions in not adequately disclosing that the “Amount Due” payment option offered in connection with BANA's eBill AutoPay for BANA credit cards was the same as paying the “Minimum Amount Due” and would result in payment of only the minimum amount due and not the full amount due, which resulted in customers choosing “Amount Due” when they intended to pay the account balance.

BANA strongly denies all of Plaintiff’s claims, denies all allegations of wrongdoing, fault, liability, or damage of any kind to Plaintiff or the Settlement Class, denies that it acted improperly or wrongfully in any way, and is entering into this Settlement to avoid burdensome and costly litigation. The Settlement is not an admission of wrongdoing.

The Settlement resolves the lawsuit. The Court has not decided who is right. Relief will be made available only after the Court approves the Settlement and any appeals are resolved.

Please read the Long-Form Notice and this website carefully.


Summary of Your Legal Rights and Options in This Lawsuit
Do Nothing and Receive a Check Do nothing. You will receive a payment if the Settlement is approved without the need to file a claim Form and you will also release your right to sue BANA and others.
Exclude Yourself From the Settlement by September 11, 2021 You may request to be excluded (or “opt out”) from the Settlement, and if you do, you will receive no benefits from the Settlement. If you want to exclude yourself from the Settlement, you must send a written request for exclusion by U.S. Mail such that it is postmarked no later than September 11, 2021, following the instructions in FAQ 8.
Object by September 11, 2021 You must write to the Court, Class Counsel, and Defense Counsel about why you object to the Settlement. If you object, you will still be a Class Member. You must follow the instructions and send your objection to the different places set forth in FAQ 13 such that it is filed and served no later than September 11, 2021.
Go to the Hearing on November 17, 2021 Ask to speak in court about the fairness of the Settlement. You must follow the instructions in FAQ 18.

Your rights and options—and the deadlines to exercise them—are explained in the Frequently Asked Question (FAQ) page of this website.

Unless otherwise noted, capitalized terms have the same meaning as in the Settlement Agreement.

The Court in charge of this Litigation still has to decide whether to approve the Settlement of this case. Payment will be made if the Court approves the Settlement and after any appeals are resolved. Please be patient.